Is winter the “off season” for your real estate plans?
PJ Wade explains why waiting for the spring market may be the more expensive thing to do.
Real estate may be the furthest thing from your mind at this time of year, but keep three key real estate realities uppermost in your thinking, or 2019 could be an expensive year - in more ways than one.
#1. “It’s always the right time to buy or sell real estate- when the right property or opportunity appears.”
There’s still a tendency to think about real estate according to seasons. This 20th-Century leftover didn’t help much then and it doesn’t now in our full-on lifestyles. When buyers wait to join competitors in the highly-competitive spring market, they often pay more than necessary. Savvy buyers know stepping “outside the box - the spring market - may give them an edge and make their offer appear to have more value to sellers. While everyone else is freezing their assets til spring, consider breaking away from the pack and searching out sellers who are determined, perhaps out of necessity, to sell at this time of year. With less buyer competition and committed sellers, your real estate professional may be able to negotiate a deal that carries extra financial benefit for you.
#2. “Credit card debt delivers two solid financial hits that are hard to recover from.”
• Carry a credit card balance and any ‘great deal’ benefits you achieved may disappear into heavy interest penalties
• Credit card debt limits mortgage size and. therefore. the value of home that is considered affordable.
• Credit card debt limits mortgage size and. therefore. the value of home that is considered affordable.
Billions will be spent online and in stores before the end of 2018 and billions in credit card debt will drag consumers down as 2019 unfolds.
Will those purchases be worth limiting the location and size of real estate you can afford to make yours in 2019? Times have changed, but has your spending pattern changed? Does out-of-date spending have you buying things that are non-essential to demonstrating your love or affection for another or to maintain an expensive lifestyle? The new reality is people don’t wait for someone to buy them gifts anymore. When something online or in stores catches their eye, they buy it. Instant gratification is now a way of life. But impulse buying for yourself or others, can limit your future. Think before you click or swipe. Ask yourself, “Is this really the best way to send the message I’d like to communicate?” and “Is this purchase really more important than realizing dreams?”
#3. “Professional insight is essential.”
Since it is “out of season” with little or no buyer competition, you may feel that you can handle the search on your own. Don’t kid yourself.
Doing this without significant professional insight and experience may lead to your undoing. The good news is that this advice is all around you and most of it available at no charge. Real estate professionals are in the business of matching buyers and sellers at any time of the year.
As a current resident in Northern Colorado I am fully aware of the
current market trends and what it takes to get a great deal on a listing or get
top dollar for your current home. When it comes to getting the job done right,
you can count on me.
I have a lot of connections within the Northern Colorado area. Please
don’t hesitate to call and ask me any questions you might have. This process is
all about you and your needs. Real Estate is a big investment and I understand
that. One thing you will get with me is a personal relationship, In the end,
that goes a long way.
Northern Colorado is a great place to live! For more information, please
give me a ring or email me today. I would love the opportunity to earn your
business and partner with you in regards to your Real Estate needs.
LOOKING TO BUY??
If you are looking to purchase, I can save you a lot of money, as much as
10% on the purchase and finance of your home.
Contact me today to learn about ALL of my strategies to
get you the BEST price for your home in the shortest possible time!
SAVE UP TO 10% ON YOUR PURCHASE AND FINANCE
https://ross-homes-noco.com/
SOURCE: REALTY TIMES / WRITTEN BY PJ WADE
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